Seven Secrets for Successful Travel
ndependent travel in Europe - Seven Secrets for SuccessOne: Do not try to see and do too much. You may end up actually seeing very little. I think it is better to see more of fewer countries/regions and see them properly.? You may not want to stay in one location for your whole trip. However if you choose carefully it may be possible to do several day trips from one central location.? If you do decide to tour, consider spending at least two nights in some of your destinations.? It can be quite tiring being on the move every day, packing and unpacking.?Two: Decide on mode of transport.Driving will give you more flexibility but can be daunting at times and is not recommended if you mainly wish to visit cities. You may decide to take your own car if you live in Europe.? If you fly you can hire a car.? Beware of extra charges for additional drivers, insurance excesses, airport charges, out of hours charges etc.? I always book a hire car through a UK company, with no excess.
If you use a budget airline try to only book direct flights.? If you book a two let journey, the budget airlines will not assist you, as they only operate a point to point service. Public transport is pretty good in most of Europe. There are also several budget airlines you can use between countries e.g. Ryanair and Easyjet.?Three: Be aware of security of possessions.Use a money belt, hotel safe etc.? Do not have all your money/cards in one purse or wallet.? If you lose it you are in trouble.? This happened to me when I was in Milan: I was travelling alone and was left penniless.? My credit card company did transfer funds to me but it took 24 hours!? I had to borrow 10 euros from the hotel receptionist.? Make sure you have travel insurance and if there is an incident get a written report from the local police station, to enable you to make a claim.?Four: Try to learn at least a few words of the language.This will be greatly appreciated. My French is what you might describe as school girl (that was 25 years ago) but I do try when in France.? Often I receive the reply in English but at least I tried.? I always apologise if I cannot speak the language.? I don't assume that the person I am talking to should speak English, I ask in their language if they speak English.? As I do have a Scottish accent, I try to speak more slowly and clearly than usual, certainly not raising my voice.Five: Don't be too structured.You should allow some time just to wander around, enjoy a leisurely lunch.
You do have to plan an itinerary, or you can just waste a lot of time, but it doesn't have to be written in stone!? Allow yourself the opportunity to be spontaneous.?Six: Don't just stick to tourist traps.Try to visit some authentic local restaurants, markets, villages, etc. where you will meet local people, rather than just other tourists.? Surely part of the reason for going abroad it to experience at least a little of the local flavour, not just spend all your time with other tourists.Seven: Book your accommodation in advance.This may mean that you miss out on a charming establishment you come across in your travels, (you could always stay there on your another trip). However it will mean that you don't waste precious time going from hotel to hotel trying to find a room, having to arrive early enough at your next destination to look for accommodation. I am not even convinced that you save money by last minute searches..
New Consumer Research Pinpoints Key Emotions Behind Buying Nutrition Bars - Addresses Industry Challenge for Stronger Brands With Clear-Cut Positioning
Amid an increasingly healthy-food conscious society, and within a $2 billion per year nutrition bar market, a December 2004 consumer research report entitled "The experiEmotive? Drivers of Purchasing Nutrition Bars" has pinpointed the key emotions and feelings that drive consumers to buy nutrition bars.
In doing so, the report provides comprehensive direction for emotion-based nutrition bar marketing and addresses a challenge for nutrition product companies to develop stronger brands with clear-cut positioning.The challenge was put forth within a March 2004 Frost & Sullivan report, The U.S. Sports and Fitness Nutrition Markets.
The Frost & Sullivan report claimed that "[most participants in the sports/nutrition industry find themselves struggling to retain customer loyalty.
Developing strong brands with distinct identities and clear-cut positioning holds the key to overcome this challenge."
The study behind the experiEmotive? report was conducted by...
Credit report > New Consumer Research Pinpoints Key Emotions Behind Buying Nutrition Bars - Addresses Industry Challenge for Stronger Brands With Clear-Cut Positioning
Scripts to use with your finance brokers.
Scripts to use with your finance brokers.
When you need to talk to your finance broker or lender about your real estate investing , here is an actual script of mine you may want to look over to familiarise your self with some of the type of questions you will be asked.
Thanks for following up with me today!!
As discussed given the size of your portfolio it would be beneficial for me to be able to do some research on lending options prior to our meeting.
This would obviously maximise our time together.
Could you please outline the following to me for each real estate investing property:
Address of property
Value of property
Debt on property
Lender name
Interest rate
Monthly repayment
Current rental income
I will also need to know the following:
Marital status
Dependents
Employment for self (and spouse if applicable)...
Credit report > Scripts to use with your finance brokers.
Blue Financial Warns Arizona Consumers of Mortgage Scams
Phoenix, AZ (ContentDesk) April 1, 2006 -- The FBI, Federal Reserve System, and Office of the Comptroller of Currency have alerted the banking, lending, and mortgage industries to a scam commonly called a Mortgage Elimination Program . These programs promise to eliminate mortgage debt in as little as seven (7) months.Those organizing and perpetuating these scams are doing so by using convincing-looking but false financial documents, and making outrageous claims (such as questioning the legitimacy of the Federal Reserve, or the validity of U.S. currency). Clients must pay upfront, usually large sums of money upwards of $2,500 or more. Debt elimination programs that claim Federal Reserve approval or acquiescence and the satisfaction of legitimate debts through the presentation of suspicious documents are totally bogus& states a Federal Reserve letter dated January 28, 2004. It goes on to say that the Federal Reserve does not approve, and is in no way involved in any program aimed...
Blue Financial Warns Arizona Consumers of Mortgage Scams
Credit report > Blue Financial Warns Arizona Consumers of Mortgage Scams
A Book Review: ?The Hidden Power of Photoshop Elements"
You can never find a graphic art professional who doesn't know about Adobe Photoshop. This well-known professional digital imaging tool has been widely used in the world of web and graphic design. Adobe Photoshop Elements, on the other hand, is the student-friendly version of Adobe Photoshop. Photoshop Elements allow even novice users who work with digital or traditional photographs to eliminate red-eye, change tone and color, crop and smooth pictures, repair over-exposed areas, and finally, prepare...
Credit report
Credit report > A Book Review: ?The Hidden Power of Photoshop Elements"