New Ideas In Portfolio Analytics
Boston, MA (ContentDesk) February 18, 2006 -- In an environment of slowing portfolio growth rates, issuers need to explore ways to make their existing portfolios more profitable.
Mercator Advisory Group has covered a variety of strategies to improve portfolio returns in previous work, and in this report we delve more deeply into improving and expanding the uses of portfolio analytics across the account lifecycle.
"Issuers are exploring all kinds of new ways to make use of portfolio analytics; whether to improve the quality of underwriting, better predict bankruptcy, detect fraud, and more effectively cross-sell or improve account retention," says Brian O'Keeffe, Director of Mercator's Credit Advisory Practice and the author of this report.
"In addition, issuers are trying their hardest to make use of data they already have that might be useful in ways they never expected before."
The report discusses, among other subjects, the:*
Current standard uses of analytics at every stage of the lifecycle*
Recent and forthcoming innovations that will change these uses*
Effects of some major industry trends on the need for and willingness to employ innovative analytic solutionsThe report also includes a discussion of the burgeoning field of "alternative data" usage.
Issuers obviously maintain mountains of data on their cardholders, and a new breed of analytics seeks to use that data for new purposes, including specifically the use of transaction data analysis to feed both risk management and prediction systems, as well as cross-sell marketing programs.Report Highlights:*
The burgeoning use of alternative data sources; pieces and types of data applied to functions in new ways*
The growing use of portfolio analytics across all of the stages of the account lifecycle*
The most effective current uses of analytics, particularly in risk prediction and fraud analytic models*
The use of analytics for purposes of account retention and up-sell opportunities *
The potential to use transaction data and other alternative data sources as a means to more effectively market bank services and third party products to card customers Members of Mercator Advisory Group have access to these reports as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.
Please visit us online at www.mercatoradvisorygroup.com. For more information call Mercator Advisory Group's main line: 781-419-1700 or send email to info-at-mercatoradvisorygroup.com..
New Ideas In Portfolio Analytics
Boston, MA (ContentDesk) February 18, 2006 -- In an environment of slowing portfolio growth rates, issuers need to explore ways to make their existing portfolios more profitable.
Mercator Advisory Group has covered a variety of strategies to improve portfolio returns in previous work, and in this report we delve more deeply into improving and expanding the uses of portfolio analytics across the account lifecycle.
"Issuers are exploring all kinds of new ways to make use of portfolio analytics; whether to improve the quality of underwriting, better predict bankruptcy, detect fraud, and more effectively cross-sell or improve account retention," says Brian O'Keeffe, Director of Mercator's Credit Advisory Practice and the author of this report.
"In addition, issuers are trying their hardest to make use of data they already have that might be useful in ways they never expected before."
The report discusses, among other subjects, the:*
Current standard...
Credit report > New Ideas In Portfolio Analytics
My Rich Mum's Ebook Secrets
As usual, I walked into the Starbucks for my morning coffee. Enjoying my morning coffee in Starbucks has been a routine since a year back. Now, everything in that particular Starbucks seems so familiar. Even the customers looked similar. Just as I was walking to my favorite table with my warm coffee, I notice a lady meddling with her personal computer while sipping her drink.
I took a glance and swore that face looked familiar. Anyway I thought my memory might not have fully awakened and so continued my walk towards my table. Now, I sat facing straight to this demure lady and suddenly it struck me, she was a well-known internet marketer, let's call her My Rich Mum. I was planning to start my own e-book business and have been surfing for more information and her picture always seems to pop up in e-book sites. I knew I needed a mentor like Rich Mum if I wanted to start a successful e-book business.
I was usually a shy person but at that moment, some part of me told me to...
My Rich Mum's Ebook Secrets
Credit report > My Rich Mum's Ebook Secrets
How To Get Easy Loans, Grants and Free Credit Cards
(ContentDesk) December 20, 2005 -- It's about how you can fix your credit, completely get out of never ending debt and make an extra $300 a month without getting a second job, working additional over-time or changing jobs.
All using the money you are making right now.My name is George Allan.
I know the pain, humiliation and frustration of not having good credit. I have discovered the real credit repair secrets that get immediate results. That can change your life now.It's about how you can get loans, grants and free credit cards, But also, 101 names, addresses, telephone numbers with website of people who are ready to loan you money.Finally, you will get straight talk and hard facts about credit repair borrowing money.
You get real results from credit repair tricks and techniques that only one in fifty people know about.
And I am spilling the beans today.What I will share with you is shocking, controversial, and down right disturbing. It is not for...
Credit report > How To Get Easy Loans, Grants and Free Credit Cards
Does Work/Life Balance Really Exist?
Copyright 2006 Donna Gunter
If you look at almost any issue of nationally published women's magazines, you'll find article upon article trying to convince the American public (and American women) that you can have it all -- a brilliant career/business and a marvelous family life -- and then follow with instructions on how you can accomplish this easily.
I am just not buying into this train of thought. In order for most successful business people to get where they want...
Credit report > Does Work/Life Balance Really Exist?
Home Improvement/Home Furnishings
Adjustable beds are no doubt very expensive. But the benefits procured from adjustable beds make them seem very affordable and worthwhile. Adjustable beds are available in many varieties and ranges. They have several advantages and health benefits.
Cheap adjustable beds are generally used or second-hand models.
Information about cheap adjustable beds is available in classified ads in the newspaper. It is also available in websites like e-bay, Amazon, Tigerdirect, Argos...
beds
Credit report > Home Improvement/Home Furnishings