Scripts to use with your finance brokers.
Scripts to use with your finance brokers.
When you need to talk to your finance broker or lender about your real estate investing , here is an actual script of mine you may want to look over to familiarise your self with some of the type of questions you will be asked.
Thanks for following up with me today!!
As discussed given the size of your portfolio it would be beneficial for me to be able to do some research on lending options prior to our meeting.
This would obviously maximise our time together.
Could you please outline the following to me for each real estate investing property:
Address of property
Value of property
Debt on property
Lender name
Interest rate
Monthly repayment
Current rental income
I will also need to know the following:
Marital status
Dependents
Employment for self (and spouse if applicable) - PAYE or self employed
If PAYE your income
If self employed how long for and net taxable income on tax returns for
2003-2004 and 2004-2005
Credit cards (limit if applicable)
Details of car lease or personal loans if applicable
Credit rating (clear or blemishes)
As mentioned I can then run some figures on your borrowing capacity with
all the lenders we deal with (which is approx 30). It will also allow me
to look at your current structuring to see if you are maximising your
ability to borrow.
I look forward to hearing from you.
Kind regards,
Karla XYZZZ
As you can see the detail you need to know is huge. It pays to keep a file of all your different transactions and documents in a safe and easy place to locate.
This will save a lot of time and frustration later. And also make the Real Estate investing more enjoyable as it should be.
To your investing success
Leo Love
www.therealestateinvester.com
If any of your family or friends is interested please pass this on to them.
.
www.therealestateinvester.com
I am an experienced and passionate investor. I buy typical mum and dad type houses that give me cash flow and capital growth.
My website offers helpful tips and ideas for any type of investor to help you with your wealth creation. Using my site will help to prevent you falling into the traps the inexperienced investors do.
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Credit report > New Ideas In Portfolio Analytics